Prov 31:16
She considers a field and buys it;
From her profits she plants a vineyard. – NKJV

The Hebrew word for considers used in this verse is zamam and it means to have a thought, devise, plan, consider, purpose.

Other translations:
She considers a [new] field before she buys or accepts it [expanding prudently and not courting neglect of her present duties by assuming other duties]; with her savings [of time and strength] she plants fruitful vines in her vineyard. – AMPC
She purchases land prudently,
with her earnings she plants a vineyard. – MOF
Ground must be examined, and bought and planted out as a vineyard, with the earnings of her toil. – KNOX

Prayer for wife: Father, I thank you that my wife is prudent in our finances, that the purchases that she makes are under examination and done prudently. I thank you that she has a plan and a purpose for the things that she does, that allow her to save time and strength, and to prepare for the future.